The California Employment Development Department (EDD) administers one of the nation's largest public benefit systems with over 21 million claimants and 63 million claims being filed for Unemployment Insurance (UI), Disability Insurance (DI), and Paid Family Leave (PFL). EDD supports hundreds of thousands of employers, medical providers, and other stake holders. Through EDDnext, the state will design and implement systems and services that are easier to use and adapt to changing circumstances. To achieve improvements, efficiencies, and uniformity across multiple program areas, EDD will incorporate several planning initiatives, standardization efforts, foundational changes, and input from multiple programs.
In the middle of a global pandemic, millions of Americans lost their jobs causing unemployment claims to skyrocket. The newly unemployed looked to their local unemployment insurance benefits (UIB) program to help keep them afloat. Unemployment insurance benefits systems were pushed to their limits, dispersing billions of dollars included as part of the Coronavirus Aid Relief and Economic Security (CARES) Act of March 2020.
28.6M New and Reopened Claims Filed Since March 2020
$186B Total Benefits Paid Since March 2020
80.3% Claims Paid Within One Week of First Certification Received 8,188 Backlog of Claims Past 21 Days Pending EDD Action
EDD needed to support citizens at unprecedented levels in unprecedented times, while facing increased threats of fraud. To mitigate future fraud attempts in an impending economic downturn, EDD must improve its security posture, including fraud detection and analytics.
Problem Statement:
EDD is seeking a robust, comprehensive, and user-friendly identity proofing solution to ensure program integrity, deliver comprehensive real-time identity proofing results, and to provide in-depth reporting and workflow customization.
EDD seeks to provide a modern, integrated, and thorough system of checks and balances that will provide a frictionless experience for customers while expanding EDD's current scope of fraud detection.
As a result of this initiative, EDD aims to:
- Pose a minimal amount of friction for legitimate customers and include a continuous feedback model that considers outcomes from EDD administrative eligibility determinations.
- Include a proofing method that does not require a customer to provide their Social Security Number.
- Provide a secondary proofing method for customers that cannot be verified through the initial screening process so that legitimate customers can immediately address outstanding issues regarding their identity – for example document upload services.
- Allow EDD to assess risk tied to a customer’s email address, IP address, and device as well as geospatial alerts.